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quizlet blackjack payouts The objective of this chapter is to teach you the playing strategies for blackjack.
BLACKJACK QUIZ The first step to become a skillful player is to learn the basic blackjack playing strategy.
Many players believe they know the basic strategy and.
Jot down how you would play these hands; see more otherwise stated, assume a standard 6-deck game, dealer stands on soft 17, and doubling down after pair splitting is permitted.
You have an ace-10 and the dealer has an ace.
The dealer asks if you want even money.
Should you take it?
Basic strategy is the mathematically correct way to play every hand because over time it will maximize the amount of money you will win and minimize the amount you will lose.
The reason that the game of blackjack is subject to mathematical analysis is because it is, inherently, a mathematical game; that is, blackjack has a fixed set of rules.
Jack never bothers to learn the basic playing strategy, so he plays by intuition.
He spends a little time and learns the basic playing strategy.
He also brings along a basic strategy card when he plays, so if he is not sure how to play a hand, he glances at his card for guidance.
Of course, you would.
Either way, if you decide to surrender your hand, the dealer will remove half of your bet then scoop up your initial two cards and place them in the discard tray.
Essentially, when you surrender, you forfeit the right to play out your hand and you immediately lose half of your bet.
LATE BLACKJACK Fr c schecter blackjack 2020 1 With late surrender, you can only surrender your hand after the dealer peeks at her hole card when she shows an ace or a ten, to determine if she has blackjack.
If she has blackjack, the surrender option is no longer available, and you will lose your entire bet unless you also have a blackjack.
When you use late surrender correctly, it will reduce the house edge by about 0.
The basic strategy for late surrender is summarized below in a black and white table followed by a color-coded strategy chart, for all games.
EARLY SURRENDER Early surrender is rarely offered in U.
Early surrender is a much more favorable rule for players than late surrender.
Early surrender against the ace gains you 0.
STRATEGY FOR EARLY SURRENDER The basic playing strategy for early surrender in a multiple-deck game soft 17 is different than the strategy for late surrender.
MATH OF SURRENDER You should surrender a hand when your chance continue reading winning is less than one out of four hands, i.
This means that statistically, if playing the hand has less than a 25 percent chance of winning and consequently greater than a 75 percent chance of losing, you will save money in the long run by surrendering the hand instead.
MODERATING NEGATIVE SWINGS Besides reducing the house edge, surrender also has this benefit: it will stabilize your bankroll, meaning surrender will flatten the fluctuations in your bankroll, compared to a game where surrender is not offered and you have to play all your hands to completion.
Most novice players and even some casino supervisors think that giving up half of your bet and throwing in the hand is a stupid play.
Surrender is one of blackjack strategy rules rare benefits that casinos offer players, so take advantage of their generosity and learn the proper playing strategy for surrender.
When it comes to splitting pairs in blackjack most players are in a fog.
They either never split, or they always split, or in the worst case, they recklessly split pairs with no rhyme or reason.
This is unfortunate because pair splitting was introduced into the game as a way for players to reduce the casino's advantage.
But in reality an option meant to help the player has turned out to be a money maker for the casino.
Every time I observe a recreational player splitting tens which is an awful playI visualize a big casino cash register going cha-ching.
But it doesn't have to be like this.
In fact, by the time you finish reading this section you will strip blackjack 2 when and why to split pairs so that you can use this option efficiently to win more money when you play blackjack.
CASINO BLACKJACK RULES FOR PAIR SPLITTING The casino rules for pair splitting are pretty straightforward.
When you are dealt two cards of the same value, you may split them into two separate hands.
You could play the hand as a 4 and draw additional cards or you could split the 2s into two hands.
You activate the pair splitting option by placing another equal bet next to the original bet on the layout.
Do not place your chip s on top of the original wager — simply place it adjacent to your original bet.
By doing this, you are signaling the dealer that you want quizlet blackjack payouts split your 2s, and play two hands.
You must play out your first hand to your right before you are permitted to play out the second hand.
BASIC BLACKJACK STRATEGY FOR PAIR SPLITTING The factors that quizlet blackjack payouts the basic strategy for pair splitting are the number of decks of cards and the playing rules.
Note: When casinos offer the more liberal DAS, you will be splitting more hands than when the rules specify NDAS.
Note: All pairs that should be split are highlighted with a blue background.
You should not split.
LOGIC FOR SPLITTING There are three reasons why it makes sense to split rather than to employ an alternate strategy.
BOLD BLACKJACK STRATEGY A bold strategy means you are already the favorite to win money on a hand but if you split you'll win even more money.
For example, suppose you are dealt a 9-9 against the dealer 6 upcard in a quizlet blackjack payouts, s17 game with NDAS, and resplits are allowed to a total of four hands.
By standing, you can expect to win 64% of the hands and lose 36%.
If you split instead, the percentage of hands that you will win decreases slightly to 60% because you are better off starting with an 18 9-9 against the dealer's 6, than starting with a single 9.
If your winning percentage decreases when you split how can quizlet blackjack payouts win more?
Because you have to take into consideration that you doubled your bet when you split.
DEFENSIVE BLACKJACK STRATEGY The defensive pair splitting strategy of betting more to cut your losses is confusing to players.
All they remember is getting a weak pair, splitting them because the "book says so," and then losing both bets.
What they don't realize is that even though you will lose money over the long haul when you split pairs defensively, you will lose even more money on the hand if you don't split.
Take the example of a pair of 7s against a dealer 2 upcard in a six-deck game with h17 and resplitting to a maximum of four hands.
A 14, you'll agree, is a lousy hand.
If you stand you can expect to win 36% of the time and lose 64%.
In other words, a 14 against a dealer's 2 is a losing hand if you stand, to the tune of 28 cents per hand.
Suppose instead you split the 7s.
You start each hand with a 7, which is slightly better then a 14 against the dealer 2.
But you are still the underdog even with the 7.
You can expect to win quizlet blackjack payouts of the hands and lose 55%, and your average loss per hand comes to 10 cents, or 20 cents for the two hands.
Yes, you are still going to lose money on the hand but which is better.
I think you'll agree that splitting is the better play because you cut your losses by 8 cents.
OFFENSIVE BLACKJACK STRATEGY Offensive pair splitting is often the most satisfying kind of splitting because you turn a losing hand into a winning one.
Suppose, in an s17, multi-deck, NDAS game, you are dealt a pair of 7s, the dealer has a 6 upcard and you stand.
A 14 is not a very good hand even against the quizlet blackjack payouts 6 upcard.
You will win on average 42% of the hands when the dealer busts and lose 58% for a net loss of 16 cents per hand.
By pair splitting, you start with a 7 on each hand, which is a stronger starting point than the 14.
Therefore when you split you will win 52% of the hands and lose 48% for a 4 cent per hand 8 cents per pair split profit.
By splitting offensively you've turned the 16 cents per hand deficit into 8 cents per split profit, which is an overall gain of 24 cents.
Splitting pairs by the basic playing strategy allows you to turn potential losing hands into winners, earn more money on some splits, and lose less money on others.
BLACKJACK DOUBLING DOWN STRATEGY Have you ever wondered how you can possibly break even or win at blackjack when overall you stand to win only about 47% excluding ties of the hands dealt to you?
One reason is the double down option.
CASINO RULES FOR DOUBLING DOWN When a casino allows you the option to double down, it means you can double the amount of your initial bet in return for receiving one, and only one, draw card; i.
Most casinos allow you to double down on any two-card hand hard or softwhereas some restrict doubling to specific starting hands, e.
The best player-friendly doubling rules are when you can double down on any two cards.
As a general rule, the hands you are most likely to double are hard 8, 9, 10, and 11, and the soft 13 A-2 through 18 A-7 hands.
The latter depends on if the game is NDAS or DAS.
Single-Deck Doubling Down Colored Chart The following color-coded chart summarizes the basic strategy for doubling hard hands including pairs and soft hands for a single-deck game.
You should double down.
Dealer shows an ace.
You should not double down.
You would double 7-4 against an ace only in single- and double-deck games.
But the logic for doubling down is you get to go on the offensive at the best possible time - when the dealer has a relatively high probability of busting or when you have the edge over the dealer on the hand.
The reason you double on soft hands is not so much to outdraw the dealer as it is to get more money on the table when the dealer is vulnerable to busting shows a low-value upcard of 2-6.
GAINS FROM HARD AND SOFT DOUBLING If you follow the hard doubling down basic strategy, your gain will be about 1.
REDUCING YOUR CHANCES OF WINNING A HAND What is ironic about doubling down is that with some hands, you will actually be reducing your chances of winning the hand because you get only one draw card.
If you doubled down and drew a 2 for an 11, the only way you could win the hand would be if the dealer busted.
Nevertheless the right play is to double down because of the extra money you put into action.
MATH OF DOUBLING If you hit a two-card 9 you stand to win 59 percent of the hands and lose 41 percent of them.
If instead you double down, you stand to win only 57% of the hands but at double the amount bet.
DOUBLING ON THREE OR MORE CARDS Some casinos allow players to double down on three or more cards.
In other words, if you had a 5-3 and drew a 3 for an 11, you could double down after the third card was drawn.
This rather rare option will give you another 0.
DOUBLING DOWN FOR LESS Some casinos allow players to double down for less.
But it is not wise to do so because you will maximize your gain only when you maximize the permissible amount of your double-down bet.
Learning the doubling down basic strategy for hard and soft hands is important because it allows you to bet more when the likelihood of winning your hand is good.
A FEW FACTS ABOUT HARD HANDS The worst hands you will get at blackjack are hard 12 through 17.
One exception: in an s17 game with two or more decks, a 17 vs.
In other words, virtually all these hands are overall losers for blackjack players.
You are going to be dealt one of these losers about 4 out of every 10 hands.
So what's a blackjack player to do when 40% of the time you are going to get a 12 through 17 whether you like it or not?
You'll still take your lumps but you'll lose less money in the long run when you follow the basic strategy than if you depend upon divine intervention, or worse, play by the seat of your pants.
The color-coded charts for single deck follow the black and white tables for single deck.
In total, there are nine black and white tables and nine color-coded charts containing the summary for hitting and standing for all games and rules.
Note: The hitting and standing strategies for hard and soft hands are not affected by DAS or NDAS, only whether the dealer stands on soft 17 s17 or hits soft 17 h17.
Therefore the hitting and standing strategies below for hard and soft hands can be used with either DAS or NDAS.
With pair splitting, the strategy is affected by DAS or NDAS, which is why there is one table and chart for pair splitting with DAS, and another with NDAS.
Whether or not the dealer stands or hits on soft 17 will depend on the game in question.
In most cases the rule will be printed on the table layout.
LOGIC FOR HITTING AND STANDING ON HARD HANDS The most common mistake made by novice blackjack players is to always stand on their stiff hands because they are afraid to bust.
Stiff means a hand that can be busted by a one-card draw; for example a hard 12 through 16.
When the dealer shows a 7 through A upcard, there is a strong likelihood she will end up with a pat hand i.
Therefore, when you hold hard 16 or less, and agree blackjack rules casino etiquette consider, pair splitting, or doubling is not an option, the percentages are better if you hit your hand even at the risk of busting until you achieve at least a hard 17.
As a general rule, you should never stand on soft 13 through soft 17.
You are either going to double down per the doubling strategy summarized in section 2.
Your goal is to get to hard 17 or soft 18 to 21, with one exception.
When you hold a soft 18 and the dealer shows a strong 9, 10, or A upcard, the percentages are slightly in your favor to hit rather than stand on soft 18.
Exception: occasionally, depending on rules, you stand on A-7 vs.
Oftentimes your soft hand will be converted to a hard hand when you hit.
For example, suppose you have an A-4 and the dealer shows a 7 upcard.
You hit and draw a 10.
Suppose you are dealt a 12 against a dealer 2 six-deck game with s17.
Using either strategy, you will be a net loser: 29.
If a casino offered you this proposition, would you take it?
You can play blackjack for the rest of your life and they will give you an automatic 18 on every hand.
Would you accept this proposition?
Most players would because they believe that an 18 surely has to be a winning hand in blackjack.
This is what makes blackjack a tough and sometimes frustrating game.
You play by the book yet you quizlet blackjack payouts end up with a losing session.
It happens because for many of the hands you will be dealt, more so the hard hands discussed in this section, you are, unfortunately, the underdog no matter what playing strategy you invoke.
Next up are the insurance and even-money propositions.
Should you make those bets?
They are side bets introduced into the game of blackjack to give the perception to players that they will protect their hand against a dealer blackjack.
CASINO RULES FOR INSURANCE Whenever the dealer shows an ace upcard, the dealer will ask the players if they want to make the insurance bet. amount that the casinos let you wager on the insurance bet is equal to one-half or less of the original bet.
Overall you break even.
But here are the facts quizlet blackjack payouts the insurance bet.
MATH OF BLACKJACK INSURANCE WAGER In a single deck of cards, we know that the ratio of non-tens to tens is 36 to 16.
Assume, after the cards are dealt on the first round, that the dealer is showing an ace and asks if you want to take insurance.
If we ignore for the moment the composition of your two cards, then the ratio of non-ten to tens in the unplayed 51 cards is now 35 to 16.
This is still a bad bet.
Some blackjack players argue that you should always insure a good hand like 20 but not a bad hand like the 12, above.
They reason that if you take insurance on a 20, you will avoid losing money on a good hand should the dealer end article source with blackjack.
Sorry, but no matter how you look at it, Blackjack insurance is a very bad bet for a basic strategy player and should be avoided.
CASINO RULES FOR EVEN MONEY Even money comes into play when the dealer shows an ace upcard and you have a blackjack.
Notice that will she will pay you even before she looks at her hole card to see if she has a blackjack.
Most players are perplexed when the dealer asks them if they want even money and usually they will ask the dealer or a fellow player for advice on what to do.
The fact that players can be paid even money right on the spot regardless of whether or not the dealer ends up with a blackjack appears too good to be true.
To convince you what a fool you are for taking even money, let me first convince you that even money is the same as insuring a blackjack hand.
Result — you click the following article and win nothing.
A certain one-unit win is better than no win at all, the reasoning goes, so the masses opt for taking the sure thing — even money.
The experts in the casino pit say to take the sure even-money payoff, rather than risk the possibility of pushing.
But here is the rest of the story.
MATH OF EVEN MONEY When you are dealt a natural and the dealer shows an ace, the dealer will end up with a ten in the hole for a blackjack 15 times out of 49, or about 30.
In other words, you are more likely to win 1.
If you do the math, overall you will average a win equal about to about 1.
Blackjack is tough enough to beat without giving back your profits to the casinos.
It is more valuable for a player than late surrender but rarely offered.
Written by Henry Tamburin Ph.
TEST YOURSELF Try answering the following questions based on the information in Chapter 2.
How would you play these hands?
How would you play these hands?
She asks you if you want even money.
Should you accept or decline the even money?
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